PYMNTS.com chronicles the rise of Ant Financial from a small online lender to Chinese SMBs (Alipay) to a global interoperable financial services network that is well positioned, following its SouthEast Asia and Indian fintech investments and acquisitions, to rival the largest multinational players such as Mastercard, Visa, and Paypal.  From the mouth of CEO Erin Jing, Ant is building an open ecosystem to provide financial services to over two billion users in 10 years.