Nice article on the disruption in savings. There are two groups of attackers. The Yield providers with peripheral banks from countries with low sovereign risks or poor ratings that fall under the Deposit Guarantee System (e.g. Savedo, Raisin) for affluent clients versus the providers that focus on Deposit offers from high rated banks focused on the full range from Affluent, HNWI and Family Offices with the main player being Safened in this space. Anyway it is a huge market so room for all to win...as long as the DGS is in place.