I came across a link about M-Pesa on the Bitcoin subreddit with the headline ‘Kenya's M-Pesa mobile payment service is beating bitcoin’. Being a Kenyan, who uses both the mobile money service and bitcoin, it made me think about how the two technologies compare. M-Pesa is perhaps the most told financial story to come out of Kenya. This is because many in the West find it almost unbelievable that more than a half the population of a country can rely solely on their simply-featured phones to receive, send, and even save money. Indeed, those rooting for Bitcoin and other cryptocurrencies have received inspiration from this success. Perhaps because both of these ways of dealing with money are digital, some assume that they are competitors.