The latest YC Demo Day included 114 companies of which 9 were fintech.
* Bankjoy, a white label mobile banking platform for credit unions.
* Dealyze, a “Starbucks-like” loyalty program for any business. On its website, Dealyze is also described as the “Square of loyalty programs,” presumably meaning that it can help all small businesses.
* Direct Match, a marketplace for trading government bonds.
* Final, a tokenized credit card that generates a new number for each merchant (or, if the user prefers, each transaction) and offers a variety of app-based card controls.
* Kickpay, a marketplace where businesses can sell their invoices.
* Moltin, a shopping cart-building tool that supports Stripe and PayPal payments.
* Razorpay, Stripe-esque online payments for India.
* Seed, a business banking platform accessible via API. “Now you can manage your banking on mobile, on the web, or entirely with code,” the company’s website says. Seed is currently invitation-only.
* Spark Gift, which allows users to give stock as gifts.
A still from Final’s video. Final looks to replace static-number credit cards with dynamic numbers More than 100 companies demoed at Y Combinator’s Winter Demo Day, which runs for two days and concluded yesterday. Fintech, however, was not particularly well-represented. Just nine fintech startups in all presented. Y Combinator is arguably the leading incubator in Silicon Valley, which is why fintech’s under-representation this week at Demo Day matters. The fintech companies that did present at Winter Demo Day are: